To speed up consumption, it's possible to obtain loans and spend money that's yet to be earned.
All it requires is a promise of increased amounts of work in the future, and a commitment of up to 30 years to pay the money back--plus twice the amount in interest.
为了加快消费，有可能获得贷款，花掉尚未赚到的钱。
这只需要承诺将来会增加工作量，并承诺在长达 30 年的时间里还钱--外加两倍的利息。
All it requires is a promise of increased amounts of work in the future, and a commitment of up to 30 years to pay the money back--plus twice the amount in interest.
为了加快消费，有可能获得贷款，花掉尚未赚到的钱。
这只需要承诺将来会增加工作量，并承诺在长达 30 年的时间里还钱--外加两倍的利息。